Healthy Tips

Before giving information on what are the perils of Health Insurance, one should know what Health Insurance is. Health insurance can be defined as the type of insurance whereby the insurance agency covers the cost to be incurred by the insured in times of his or her sickness or accidents. This insurance is an agreement between the insurer and insured wherein the insured needs to pay premium to the insurer. And in exchange the insurer covers his medical costs in times of his or her sickness.

One does not know what future hold for him. Like every insurance policy health insurance business too relies on this theory i.e. everyone has got unknown future and the insurance policy would cover their expenses in times of need. Health insurance thus is marketed on the basis of hype that you may become sick tomorrow. But it is a good practice to have a health insurance to cover your expenses for surgery, hospitalisation, doctor’s fees, laboratory tests, drugs and medicines, and other diagnostic procedures and cares.

Over the years health insurance is becoming more costly. Few years back one had to pay fewer premiums for a health insurance cover whereas now the premium has almost doubled. It means, you have to shell out more amount of money to the insurer to avail an insurance policy. So, before taking up a health insurance see if it would suit your need and pocket. A particular insurance policy may be good for an individual till a certain amount of expenses but for expenses above it, the policy may not give you enough benefit rather it may lend you in debt.

It is suggested by the experts that one should go for a group policy with your family. The idea behind this theory is – the chance of the number of people getting sick simultaneously in the group is quite low but the insurer is getting premium of the whole group so the whole group gets discounts on paying premium while the medical cover remains the same.

Prior to taking up a health insurance plan, it is advisable that one goes into the details of what diseases, sickness, or health conditions are excluded from being covered with the insurance. If any member of your group has one such disease, avoid taking up such health insurance policies. Be specific in choosing your health insurance. Do not take up any health insurance for the sake of it.

These days you can also avail health insurance policies of your like from online facilities. But do not forget the above points in choosing your policy.

At present, experts estimate that one in two persons is likely to develop colon cancer. Despite breakthroughs in cancer research, the number of people who find themselves suffering from this dreaded disease is staggering. One type of cancer that is increasingly becoming common these days is colon cancer. This is second only to lung cancer as the leading cause of death among cancer sufferers in the US.

Although some may be genetically predisposed to developing this dreaded disease, there are actually things that you can do to minimize your risk of having colorectal cancer. Below are top six ways to prevent cancer from developing in the colon and rectal area:

Seek Doctor’s Advice

The buzzword when it comes to serious illnesses, including colon cancer, is early detection. A patient’s survival is higher if he or she found out about the disease in its early stages. Thus, if you think there is blood, whether fresh or not, in your stool, or if you are experiencing unexplainable weight loss and abdominal pains, then you should have yourself checked immediately.

Maintain A Healthy And Active Lifestyle

A study found that a person’s risk for colorectal cancer can be reduced by about 40% if he or she exercises regularly. You really do not have to go to the gym everyday to maintain your health; if you are not really a fan of the gym, you can always perform sports and other physical activities that interest you. Playing badminton, swimming, walking, jogging, hiking, dancing, and mountain climbing are good alternatives to exercise in the gym.

Quit Smoking

A number of studies have confirmed the connection between smoking and various illnesses and conditions. Emphysema, lung problems, heart disease and even colorectal cancer are just some of the serious diseases you might have if you continue to smoke or are a recipient of second-hand smoke.

According to research, tobacco is linked to the development or increase in size of polyps or growths that can be cancerous. Moreover, inhalation and swallowing of tobacco also brings carcinogenic substances not only to your lungs, but to your gut as well. You really will benefit nothing from smoking so it is best to ditch this vice as soon as possible.

Undergo Colon Cancer Screening

By the time you reach 40, you should include stool and digital rectal exam in your annual physical check up as a precautionary measure. By the time you reach 50, it is imperative that you get a colonoscopy every ten years. If you think you are at a high risk of having colon cancer, then have this exam every half a decade. The reason behind having yourself screened for colon cancer when you reach 50 is that over 90% of sufferers of colon cancer in the US are over 50 years old.

You should also ask your doctor about genetic counseling, especially if you have close blood relations who had colon cancer or other malignant growths.

Watch Your Weight

It seems that men and women who are obese are more likely to have this type of cancer than people who are of normal weight. Experts also believe that the kind of body you are in can also be an indication if you are predisposed to having this disease. Research has found that individuals with an apple-shaped body, where fat is concentrated in the waist area, are not only prone to heart conditions and diabetes, but also to colon cancer.

Be Mindful Of What You Eat

There are a lot of thin people who are not healthy. Thus, even if you are thin, there is no guarantee that you will not develop this serious illness. One of the best ways to maintain a healthy body is by eating right. Make sure that you consume at least nine servings of fruits and vegetables a week and drink plenty of water.

Alternative practitioners recommend colon cleansing as a way to cleanse your gut from the buildup of toxins and waste products. If you have been eating junk, processed, and fatty foods all your life, there is a big possibility that your intestines might not be in good shape. Detoxification can help clean deep-seated wastes in your colon. One product that can assist you with cleaning and restoring the health of your digestive tract is Colpurin. Go to http://www.colpurin.com/ for more details.

People do research and survey to find medicine to kill cancer. Cancer can come to our body, because of wrong way of live. We never pay attention and neglect of food to eat every day and tend to consume junk food. We should choose food to eat, so that we could prevent from cancer. There are six simple ways how to avoid from cancer, please implement the 6 steps below;

1.Eat vegetables and fruit

Vegetables and fruit are full of vitamins and anti oxidance. Serve seven times a day, so that we can be avoided from cancer.

2.avoid smoking

Smoking has high risk for few cancers, 70 % death risks caused of smoking. Avoid from smoking is the best choice for you.

3.Used steam cleaner than shampoo carpet.

People tend to use shampoo carpet than steam cleaner to clean carpet, because easy and quick to use. The shampoo carpet contain carcinogen, one of chemical substance that easy to create cancer. Used steam carpet with hot water is saver than chemical substance.

4.Eat Brazil nut

Brazil nut is rich of selenium; two Brazil nuts are the same as 200 mcg selenium. If you eat two Brazil nuts a day, decrease 50 % of cancer risk.

5.Get the sun ray

Get sun ray 15 minutes a day without sunscreen; help your body to make 1.000 IU vitamin D. Survey proved that vitamin D can decrease breast cancer risk and ovarian cancer for 30 %.

6.Eat colorful vegetables and fruits

Red fruit and vegetables, such as tomato, bit and watermelon can decrease 40 % from skin cancer risk. Serve on your daily menu; help to improve your health.

Orange fruits and vegetables, such as yellow gourd, parrot, and orange can decrease 32 % from cancer.

Green vegetables, such as spinach, broccoli and pea can prevent from breast cancer.

Blue fruits, such as grapes, blueberry and plum can prevent 40 % from stomach cancer.

Please choose the best one for you and implement in your daily life.

The main point of ph miracle diet is that cancer can be avoided by using the principles of this diet. The above mentioned statement has cause many controversies in the field of health and science .But at the same time it has there are many who thank the ph diet in helping them to reverse cancer and improve their health.

Dr. Robert Young, the founder and creator of ph diet feels cancer is not a disease or a sickness as it is commonly thought off by many people. It is caused due to the metabolic acids which are formed in the blood and they are then released into the tissues. In reality Dr. Young says that cancer is actually a liquid acid which enters the cells, organs and tissues. Cancer is not the mutation of body cells,

There is always a cause for any condition. Cancer has direct and clear causes .And as in the diet book; acidity is the cause of cancer. Acidosis containing very low Ph (usually less than 7.4) is responsible for cancer. Normally the ph level below 7.4 is acidic. The level of acidity in a person’s body is higher if the ph level is higher.

Talking from the level of cells, metabolic acids are produces by cells which eat the food we intake. These acids come out of the body in the form of urine and sweat. There will be an excess of acidic waste when you intake a lot food which has high acid content and have a lifestyle which involves in the consumption of more acid. Your body will not know how to react in this case. Your body won’t have the needed energy to clear the excess acid when you eat foods with high acid content on a daily basis. It gets collected in your body and cause disruptions at the cell level.

These acids are stored in the blood at first and then moved to the tissues. Acid in the tissue causes disease, sickness and cancer tissues. The acidic liquid that is pooled in your body is cancer. Just like how a spoilt apple will spoil the whole basket a single cell will affect all the other tissues. Mutation of cells is not the reason for cancer. Cells cannot change forms; they are just restricted in their functions because of the presence of the acid. There is nothing called as “cancer cells”. These are cells which just contain high acid level.

It is very surprising to know that in the relationship between cancer and ph tumors actually help the body. They are formed in those areas where the acid is becoming widespread and disturbing the functions of the cell. Your body tries to prevent the spread of cancer by tumor cells. These act like signposts to those places in your body which has excess acid. At times a few people genetically collect acid in some parts of the body. This is the reason behind the medical histories of families. For instance breast cancer.

Tumor is not a problem, they just act as signs as to what is going wrong in a particular part of your body. Metastasizing of cancer indicates that the acidic condition is spreading to other cell and spreading cancer.

Cancer cannot be developed unexpectedly. The choices we make in eating, drinking and living life are all signs of formation of cancer. The chances of cancer are less if we lead a calm and alkaline lifestyle focusing on an alkaline based diet. In contrast an acidic lifestyle will increase the chances of cancer in your body by increasing the acidic content of your body.

It is exciting to know that cancer has a treatment and it can be prevented. Cancer patients can take steps to prevent the spread and work toward reversing its effects. They should be more aggressive in their alkaline diet when compared to those who follow the diet for health sake. Apply the basic principle of the ph diet to help you reduce or control or eliminate cancer effectively.

Last week end I went to a “Pink Party” in my local village, where as the name suggests, everyone wore something pink.

The event wasn’t so much a party as a lunch to raise awareness of Breast Cancer. The proceeds went to support McMillan Cancer Care Nurses and very successful it was too.

The local flower arranging society gave a demonstration of their skills and the results were raffled off in a draw. There were home made cakes, jams and chutneys to make the Women’s Institute proud, a bric-a-brac stall and various other small stalls.

You could buy a drink and a cake, have a light lunch of sandwiches or go for a full meal followed by dessert, plus tea, coffee, or a soft pink juice, and all for a very reasonable price.

It was a great event for a very worthy cause and I was surprised by the amount of men there. Many, it seemed had either lost loved ones to breast cancer or were supporting someone with either that or some other form of cancer.

There are, it seems over 200 different types and, most scientists agree at least 80% are caused by man made toxic synthetic chemicals.

I often receive e-mails from people with requests to forward them to the people I care about and the following is no exception.

Please read it and take note. The information could help save your life, and that of your loved ones.

1. Every person has cancer cells in the body. These cancer cells do not show up in the standard tests until they have multiplied to a few billion. When doctors tell cancer patients that there are no more cancer cells in their bodies after treatment, it just means the tests are unable to detect the cancer cells because they have not reached the detectable size.

2. Cancer cells occur between 6 to more than 10 times in a person’s lifetime.

3. When the person’s immune system is strong the cancer cells will be destroyed and prevented from multiplying and forming tumors.

4. When a person has cancer it indicates the person has multiple nutritional deficiencies. The causes could be genetic, environmental, food and lifestyle.

5. To overcome the multiple nutritional deficiencies, changing diet and including supplements will strengthen the immune system.

6. Chemotherapy involves poisoning the rapidly-growing cancer cells and also destroys rapidly-growing healthy cells in the bone marrow, gastro-intestinal tract etc, and can cause organ damage, like liver, kidneys, heart, lungs etc.

7. Radiation while destroying cancer cells also burns, scars and damages healthy cells, tissues and organs.

8. Initial treatment with chemotherapy and radiation will often reduce tumor size. However, prolonged use of chemotherapy and radiation does not result in more tumor destruction.

9. When the body has too much toxic burden from chemotherapy and radiation the immune system is either compromised or destroyed, hence the person can succumb to various kinds of infections and complications.

10. Chemotherapy and radiation can cause cancer cells to mutate and become resistant and difficult to destroy. Surgery can also cause cancer cells to spread to other sites.

11. An effective way to battle cancer is to starve the cancer cells by not feeding it with the foods it needs to multiply.

CANCER CELLS FEED ON:

a. Sugar is a cancer-feeder. By cutting off sugar it cuts off one important food supply to the cancer cells. Sugar substitutes like NutraSweet, Equal, Spoonful, etc are made with Aspartame and it is harmful. A better natural substitute would be Manuka honey or molasses but only in very small amounts. Table salt has a chemical added to make it white in color. A better alternative is using Bragg’s amino or sea salt.

b. Milk causes the body to produce mucus, especially in the gastro-intestinal tract. Cancer feeds on mucus. By cutting off milk and substituting with unsweetened Soya milk cancer cells are being starved.

c. Cancer cells thrive in an acid environment. A meat-based diet is acidic and it is best to eat fish, and a little chicken rather than beef or pork. Meat also contains livestock antibiotics, growth hormones and parasites, which are all harmful, especially to people with cancer.

d. A diet made of 80% fresh vegetables and juice, whole grains, seeds, nuts and a little fruits

help the body to develop into an alkaline environment. About 20% can be from cooked food including beans. Fresh vegetable juices provide live enzymes that are easily absorbed and reach down to cellular levels within 15 minutes to nourish and enhance growth of healthy cells. To obtain live enzymes for building healthy cells try and drink fresh vegetable juice (most vegetables including bean sprouts)and eat some raw vegetables 2 or 3 times a day. Enzymes are

destroyed at temperatures of 104 degrees F (40 degrees C).

e. Avoid coffee, tea, and chocolate, which have high caffeine. Green tea is a better alternative and has cancer-fighting properties. Water-best to drink purified water, or filtered, to avoid known toxins and heavy metals in tap water. Distilled water is acidic, avoid it.

12. Meat protein is difficult to digest and requires a lot of digestive enzymes. Undigested meat remaining in the intestines become putrefied and leads to more toxic build-up.

13. Cancer cell walls have a tough protein covering. By refraining from or eating less meat it frees more enzymes to attack the protein walls of cancer cells and allows the body’s killer cells to destroy the cancer cells.

14. Some supplements build up the immune system (IP6, Flor-ssence, Essiac, anti-oxidants,vitamins, minerals, EFAs etc.) to enable the bodies own killer cells to destroy cancer cells. Other supplements like vitamin E are known to cause apoptosis, or programmed cell death, the body’s normal method of disposing of damaged, unwanted, or unneeded cells.

15. Cancer is a disease of the mind, body, and spirit. A proactive and positive spirit will help the cancer victim become a survivor. Anger,unforgivingness and bitterness put the body into a stressful, acidic environment and enhancing the production of toxins. Learn to have a loving and forgiving spirit. Learn to relax and enjoy life. After all you only have one body. And you only live once.

16. Cancer cells cannot thrive in an oxygenated environment. Exercising daily and deep breathing help to get more oxygen down to the cellular level. Oxygen therapy is another means employed to destroy cancer cells.

During the past 10 years there has been a dramatic upturn in Obesity and overweight adults in America and as you can imagine it has had a serious cost impact on the U.S. healthcare system. While many consumers who are denied health insurance coverage for being overweight or rated with a “fat tax” may feel that they are being jilted by the insurance underwriting system. Fair or not treatment for health issues associated with overweight and obese individuals does have significant reprocussions on the economy and the overall cost of healthcare.

The underwriters use a system for determining your height and weight calculations to determine acceptable ranges. The correlation of the two defines a number called the BMI or ” body mass index” and gives the underwriters an estimate of bodyfat. According to the department of human health services a BMI of 30 is considered obese and 25 to 29.9 is overweight. If your BMI is higher than 43 you will not likely qualify for traditional health insurance coverage. If your BMI is between 29-43, a health insurer may choose to offer you health insurance with a rated up premium. If you have pre-existing health issues in relation to your weight, such as diabetes, hypertension or heart disease, a health insurer may deny you coverage altogether, even if your BMI is within range. In addition to the BMI the belly fat or waist circumference is a good indicator of future health problems associated with excess weight such as type 2 diabetes and hypertension. Overweight inactive individuals with a propensity to store excess stomach fat will eventually experience insulin resistance, and or other heart health issues. When underwriters review an application and see that an applicant has a combination of these pre-existing conditions a red flag is immediately raised regarding the application. Underwriters have certain risk criteria they use when combining your BMI with other risk factors such as smoking, and the health issues previously mentioned that might be exacerbated when combined together. Certain combinations of these will result in a decline for health coverage.

Excess Weight Affect Your Health and Cost of Healthcare?

While many overweight individuals may feel they are being railroaded by the insurers, the conclusion is that between 2 and 7% of all health care cost are associated with overweight and obesity, which resulted from health issues associated with the treatment of the overweight factors such as hypertension, insulin resistance or diabetes, high cholesterol, cardiac conditions, certain forms of cancer, respiratory issues, inactivity, absenteeism from work, mortality cost, and loss of family income from premature death.

What You can Do to Obtain Approval For A Health Insurance Policy

If you believe you may be overweight and may not qualify for individual or family health coverage, you can take a few precautions prior to submitting a health application. You should find a qualified health insurance broker who offers more than one carrier’s products and is knowledgeable about some of the underwriting requirements or is able to research the best plan for you. You can complete a prescreen application which will allow the broker to communicate with underwriters the issues prior to submitting the application and improve your chances of approval and avoid a potential decline. A decline can really be detrimental to obtaining creditable coverage. You should also review the BMI tables while not all tables are the same this will give you an idea of how close or far you are from current healthy body mass index levels for your height. Lastly consider improving your health for your own benefit by starting some basic exercise like walking 30 minutes a day, educating yourself about nutritious foods, eliminating empty calories like sugar and saturated fats and creating a lifestyle that makes you feel good, makes you productive, make you look great, reverse some health problems altogether and extend your life and most of all affords you quality health insurance.